Everything You Need to Know about Jewellery Insurance

Gone are the days when women used to wear jewellery only on special occasions like marriage or engagement ceremony, marriage anniversary, birthday parties, or other occasions as now jewellery is like the second skin for women who adorn it every day to compliment her outfit and enhance her beauty. Jewellery market is perennially experimenting with different designs and delivering a variety of jewellery such as traditional, designer, and artificial and even handmade jewellery for women.

 

Why do you need Jewellery Insurance?

Women always get excited when they think of buying a new piece of jewellery as the sparkle and beauty of jewellery is intoxicating to many women. But the less thrilling part about buying jewellery is that jewellery is expensive as well as delicate so there are high chances of jewellery being damaged, stolen or lost. So that is why jewellery insurance plays a very vital role when you are buying a new piece of jewellery as this will safeguard your investment in jewellery and also enable you to get it repaired or replaced.

Things the Insurance Policy Covers

Make sure that the insurance policy provides comprehensive coverage for accidental damage, loss, and theft. The policy should allow you to work with your local jeweller or let you select someone from a list of preferred jewellers for jewellery repairs in Canberra if your jewellery item needs repair or replacement.

Significance of Jewellery Insurance

Jewellery insurance is very similar to other insurance policies but this one is typically designed for jewellery and covers new items of jewellery as well as vintage items. If your jewellery need to be repaired or replaced, then the jewellery insurance comes into play and makes your life easier by repairing or replacing the jewellery. Keep in mind that a larger deductible means low premium, but you’ll bear more of the cost if you ever make a claim on your insurance policy.

Exquisite Jewellers is one of the most reputed jewellers that people trust for jewellery repairs in Canberra. They also offer a varied collection of precious and customised jewellery along with repairing services, high quality servicing, jewellery cleaning, and jewellery restoration.

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